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Mortgage Blog

Real Estate: How to Boost Your Credit Score Before Buying Applying for a Mortgage

Real Estate: How to Boost Your Credit Score Before Buying Applying for a Mortgage

September 11, 2019 | Posted by: Kelly Lukens

For the vast majority of home buyers, obtaining a mortgage will be a vital part of the purchasing process. Of course, in order to be approved for that mortgage, you will need to ensure that your cre ...

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Exploring the Pros and Cons of Purchasing a Condo

Exploring the Pros and Cons of Purchasing a Condo

August 28, 2019 | Posted by: Kelly Lukens

When you decide to take your first step on the property ladder, you will have plenty of property-types to choose from. Many buyers prefer to buy an existing single-family home, some want to buy a plot ...

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10 Benefits of Buying a Newly Constructed House

10 Benefits of Buying a Newly Constructed House

August 14, 2019 | Posted by: Kelly Lukens

There are two options available when seeking a new home for your family. You can purchase a resale (meaning an older home that has already been lived in) or a new construction. While each choice pro ...

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How Much House Can You Afford? Ask Yourself These Critical Questions to Find Out

How Much House Can You Afford? Ask Yourself These Critical Questions to Find Out

July 24, 2019 | Posted by: Kelly Lukens

It is the perennial question for every first-time homeowner. How much house can I afford? As with so many life-changing decisions, there is no one right answer to this common query, and the size of th ...

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3 Simple Ways to Repair Your Credit

3 Simple Ways to Repair Your Credit

July 10, 2019 | Posted by: Kelly Lukens

For many Canadians looking to purchase a home, bad credit scores stand in the way of getting a mortgage. Most lenders prefer your score to be 650 or higher. If they do allow for lower credit scores, i ...

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First Time Home Buyers Guide: What Happens after Sending an Offer to Purchase

First Time Home Buyers Guide: What Happens after Sending an Offer to Purchase

June 27, 2019 | Posted by: Kelly Lukens

After sending the offer to purchase to the seller, there's nothing left to do but cross some fingers and hope for the best. Or is there? What happens now and when will the keys finally change hands? T ...

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First Time Home Buyers Guide: What about Pre-Qualification, Pre-Approval, and Mortgage Commitment Letters?

First Time Home Buyers Guide: What about Pre-Qualification, Pre-Approval, and Mortgage Commitment Letters?

June 12, 2019 | Posted by: Kelly Lukens

Securing pre-qualification, pre-approval, and mortgage commitment letters can simplify the mortgage application process. These steps can also help home buyers avoid disaster. They don't need all three ...

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Three Mistakes to Avoid as a First Time Homebuyer

Three Mistakes to Avoid as a First Time Homebuyer

May 22, 2019 | Posted by: Kelly Lukens

Purchasing your first home is always an exciting life milestone. However, if you want to make a smooth and easy transition into home ownership, there are a few mistakes you should try to avoid along ...

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Mortgage Mistakes - How to Avoid Getting in Over Your Head When Buying Your First Home

Mortgage Mistakes - How to Avoid Getting in Over Your Head When Buying Your First Home

May 8, 2019 | Posted by: Kelly Lukens

If you are tired of renting and ready to buy the home of your dreams, you need to plan carefully. The dream of home ownership is a wonderful thing, but without careful planning and a proactive approac ...

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Mortgage Questions for First-Time Buyers

Mortgage Questions for First-Time Buyers

May 2, 2019 | Posted by: Kelly Lukens

While purchasing a home qualifies as the largest acquisition in many peoples' lives, it doesn't have to invoke anxiety. As long as you know what to expect and have the guidance of an experienced pro ...

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